Some have been asking me why banks often reject their loan applications. There are many reasons that banks may use to reject an application. These range from lack of adequate collateral, wrong cash flows, or an unconvincing business plan. I feel it is of paramount importance for me to explain more on a convincing business …
For those that have followed my presentations at various fora, if there is anything that I talk with a lot of emphasis is self-belief or Positive Mental Attitude (PMA). This is what makes the difference between those that will make it or be doomed. I was very fortunate to have a father who lived beyond …
Dreamers dream, but doers do. You say “one day I will own a business.” or “in 10 years I hope to retire.” or “I wish I could buy that Range Rover.” Doers do. Yes, you need to dream, and you need a plan to do something, but let me tell you there are things I …
I have come across many people, both young and mature who have told me this same old story “I want to go into business, but I don’t know where to start”. My simple answer to them is – “I can’t help you until you have decided. “. And indeed, nobody can, until you decide that …
I hope my blogs so far have inspired a lot of you from the feedback we get. One of the reasons I have had to come up with these blogs is, I strongly believe that out there, are men and women of virtue whose desire towards economic development can only be realized when somebody has …
Adaptability – it’s a word that is synonymous with entrepreneurs. It’s defined as the ability or willingness to change in order to suit different conditions. In business, change is constant, and in order to survive and thrive, it’s essential to remain open to new ideas in response to the marketplace. You need to keep testing …
They say that the more you know, the less you fear. Perhaps that’s why so many entrepreneurs have a thirst for learning as they build their businesses. Often a fear of failure is at the heart of that desire to learn as it is often rooted in doubts about personal abilities or lack of practical …
Look at Obama, and you find Leadership + Character were his hallmarks hence he won the 2nd term when it looked almost impossible. Human nature is that people want to deal with people they trust hence a track record which is beyond reproach is essential.
My name is Divine Ndhlukula and I am an Entrepreneur, Speaker, Author and Philanthropist. I am the Founder and Managing Director of Zimbabwe’s first ISO certified Security Company SECURICO as well as Zvikomborero Farms which is known for extensive goat production.
